Will & Key

Your crypto should outlive you.

Billions in crypto are lost forever when people die without a plan. Will & Key is a self-custody vault with a dead man's switch: deposit, name your heir, and check in on a schedule you choose. If you ever go silent, your heir inherits — automatically, on chain, with no custodian and no one holding your seed phrase.

Status: pre-audit, testnet only. Do not deposit real funds until the independent audit is complete.

How it works

1

Lock

Create a vault with ETH, BNB, or any ERC-20. Name your heir's wallet address, pick your check-in schedule (7 days to 10 years), and set a challenge window. Your keys, your coins — the contract is open source and non-upgradable.

2

Check in

One cheap transaction resets your timer. One click refreshes every vault you own. Miss a check-in because life happened? Nothing fires instantly — your heir must wait out your full inactivity period, and then a challenge window in which you can still veto.

3

They inherit

If you truly go silent, your heir claims with their own wallet. After the challenge window passes with no veto from you, anyone can finalize and the funds are theirs. No court, no customer support, no company that needs to still exist.

The trust model, stated honestly

ScenarioWhat happens
You lose your wallet The vault expires on schedule and your heir inherits. This is the designed recovery path. An optional paper-seed check-in chain can keep the vault alive while you coordinate.
Your wallet is stolen A stolen owner key is a stolen vault. Will & Key defends against absence and loss, not against a compromised key — nothing self-custodial can.
Your heir loses their wallet While you're alive: change the heir address in one transaction. Keeping it current is part of owning a vault.
We disappear Nothing changes. The contract keeps running without us. Claims can always be finalized by anyone, and if our fee address is ever unset, no fee is taken at all.
We turn evil We can pause new vault creation. We cannot touch a wei of any vault, block a withdrawal, block a claim, or raise your fee — those are arithmetic facts of the bytecode, not promises.

Fees you can verify

  • 0.5% when an inheritance settles. That is the only fee. Deposits, check-ins, and your own withdrawals are always free.
  • Hard-capped at 1% in the bytecode. No admin, present or future, can ever take more.
  • Your rate is locked when you create the vault. It can go down if we lower fees later; it can never go up.
  • Open source. Read the contract; the fee logic is twelve lines.

Questions people actually ask

Is this a legal will?

No. It is a technical mechanism that transfers on-chain assets, and it operates independently of probate. Estate law varies by country — for anything beyond crypto, and for tax treatment, talk to a professional. Will & Key handles the part lawyers can't: keys.

What if I'm in hospital and miss my check-in?

Nothing fires instantly. Your heir must first wait out your full inactivity period, then claim, then wait a challenge window of at least 7 days — during which any action from your wallet cancels the claim and resets the clock. Choose a schedule that fits your life; most people pick 60–180 days.

Can Will & Key or a hacker take my funds?

The contract lets exactly two addresses move funds: yours (anywhere, any time) and your heir's (only to a claim, only after your timer expires, only through the challenge window). The admin's power is limited to pausing new vault creation and sweeping accidental transfers — the accounting makes vault balances arithmetically unreachable.

What does my heir need to know?

Three things: that the vault exists, which wallet address you named for them, and that they should keep that wallet safe. They pay nothing until they claim, and claiming costs cents on an L2. Our guides walk them through it step by step when the time comes.

Which chains?

Base (Ethereum L2) first, BNB Chain next. Check-ins cost about a cent on Base, and the contract needs to outlive you by decades — Ethereum's security inheritance matters more for an inheritance product than for anything else in crypto.

Has it been audited?

An independent adversarial audit is in progress. Until it is published here, the app is testnet-only and the site will tell you so. We will not soften that line — an inheritance product earns trust slowly or not at all.